When you are involved in a car accident while you are driving, you probably realize that the party who caused the accident will most likely be responsible for paying for any damages to your vehicle and the costs associated with your injuries. With this in mind, it is crucial to determine exactly how the accident happened so that the liable party can be identified and held accountable.
Things can become more complicated, however, when you are injured as a passenger in someone’s vehicle. From a legal standpoint, the at-fault party is still financially responsible for your injuries, but what happens if the at-fault party is the person with whom you were riding? Seeking compensation from a friend or a loved one can be very difficult, especially if you hope to maintain a relationship with that person in the future.
Insurance Considerations
Connecticut is considered a “fault” state in regard to car accident claims. This means that injured victims can seek compensation directly from the insurance company of the driver who causes a crash. In most cases, medical damages are only paid out after fault for the accident has been determined. Presuming that your friend or loved one was the only at-fault party, you will have almost no choice but to pursue compensation from his or her insurance carrier.
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